Riskstac

WHY Riskstac

Making agri lending predictable, safe & more efficient through data

• Farm Credit Rating & Report
  Farm health based credit score & report derived from multiple parameters including past & present weather indices, soil health analysis, irrigation capabilities, plant/crop health coupled with our expertise in understand plant and crop phenology.
• Farm Health Monitoring & Risk Mitigation
  Periodic monitoring and tracking of loan portfolio from date of loan grant to final repayment enabling lenders to take timely action against at-risk loans and arrest potential NPAs. Ensuring lower risks for lenders through data.

HOW IT WORKS

Integrating the power of data in agri lending to deliver economic value to farmers. Using a blend data science & plant biology to provide farm-level data and improve farmers’ access to economical credit avenues

• Satellite Data
  Past & Present, high-resolution data on crop health, land usage, and stress indicators, enabling precise monitoring & predictive analytics for farms.
• IoT Sensors
  IoT devices & sensor suites capturing granular 161 data points on crop performance impacting parameters, enabling personalized farm management through extensive ground truthing.
• Weather & Climate Data
  Utilizing over three decades of weather data for precise evaluation of climate's influence on expected crop yield. This facilitates the implementation of pre-emptive actions against potential harmful weather conditions.
• Soil Health Data
  Comprehensive soil health data to provide insights into nutrient levels and suitability for various crops to indicate optimized crop selection, yield potential & prediction.

Our Offerings

• Farm Credit Report
  Empowering Agriculture with transparent, data informed decisions AV. We provide a comprehensive farm health assessment using multiple data parameters, enabling improved decision-making at the time of approving loan requisition.
• Repayment Risk Mitigation
  Proactive management of external risks impacting farm yield. We provide custom insurance products and a dashboard demonstrating real-time progress at each farm, giving you better control over your portfolio.
• Farm Health Monitoring
  Farm health monitoring and growth tracking. Digitally track farm’s performance during the loan tenure and evaluate repayment risks associated with the loan portfolio.