Tarfin

What is it?

Tarfin is a digital agricultural finance and supply chain application designed to allow farmers to easily compare agri-input prices and purchase supplies now, with payment deferred until harvest.

Securing high-quality agricultural inputs, such as seeds, fertilizers, and feed, requires massive upfront capital just as the planting season begins. Because farmers do not receive their income until the final harvest, they frequently suffer from severe cash flow shortages. This forces them to purchase from limited local suppliers at heavily inflated prices, or take on crippling, high-interest traditional bank loans. Tarfin completely resolves this financial squeeze. Through the highly accessible Tarfin Mobil app, farmers can instantly compare the prices of over 900 authorized retailers across Turkey. Crucially, the platform provides instant credit approval, allowing farmers to purchase their required inputs immediately and conveniently pay for them only after the harvest is complete.

Why use it?

Transitioning to a harvest-payment financial model empowers farmers to completely protect their hard-earned, limited cash reserves during the highly expensive planting season. By utilizing the app to transparently compare prices across hundreds of regional retailers, farmers ensure they are securing their vital agri-inputs at the absolute most affordable prices available. The instant application and approval process completely eliminates the frustrating bureaucratic delays associated with traditional agricultural banks. Ultimately, by picking up their orders directly from the nearest authorized retailer, farmers streamline their logistics and guarantee they have the exact supplies needed to maximize their seasonal crop yield without financial stress.

Key Features

• Defer Payments to Harvest
  Allows farmers to seamlessly purchase critical agricultural supplies today, with convenient, highly flexible payment terms deferred until after the harvest.

• Compare Retailer Prices
  Features a comprehensive mobile application that allows users to instantly compare the latest seed, fertilizer, and feed prices across 900 regional retailers.

• Provide Instant Approval
  Executes a rapid, highly streamlined credit application process, providing farmers with instant financial approval directly through the mobile app.

• Protect Working Capital
  Empowers agricultural operators to secure all necessary inputs without tying up their vital, hard-earned cash reserves during the expensive planting season.

• Facilitate Local Pickup
  Connects farmers with a vast network of authorized retailers across 77 cities, ensuring fast, highly convenient logistical pickup of their essential orders.

Who is it for?

This agricultural finance application is exclusively designed for independent farmers and agricultural cooperatives seeking affordable input procurement across Asia (specifically Turkey).

Have you used Tarfin?

Your experience helps others make informed choices. Share how it performed in comparing specific fertilizer prices in your region or the ease of the instant credit approval process.